Welcome and thanks for listening to the show!  Client’s often ask me “why didn’t my advisor or my bank or broker, protect me in 2007 and 2008?”  They tell me the damage those years wreaked on their lives and then they usually sigh and say “Well I guess everyone lost money?”

            Sadly, that’s not the case.  Everyone didn’t lose money and in fact a lot of people made money.

The first problem is that most often their advisors interests conflicted with the clients and the advisor had nothing to gain by helping the client protect their money.  You see most stock brokers, most bank representatives and most mutual funds and annuities result in someone being paid a commission to “sell” you something but there is no commission to tell you when to get out of the investment or to tell you when things change. 

Our interests are aligned with the clients.  We don’t accept commissions on securities and we offer Professionally Managed Accounts that are Tactically Allocated and Algorithmically Modeled so that you will know that there is always some putting your interests ahead of ours. 

The second problem that resulted in most of the losses in 2007 and 2008 was lack of the proper investment tools.  Evidence is available by appointment that trading models with the right tools profited substantially.  That’s right, they profited through the worst stock market crash since the great depression.  Of course, past performance is no guarantee of future results and these models can neither guarantee a profit nor guarantee protection from the stock markets normal risks, but the evidence is plain and demonstrable; a manager with the right tools had the opportunity for substantial profits.  The problem is most mutual funds, most 401K plans, most stock brokers, most banks and most insurance companies either are prohibited from using the right tools or lack the knowledge and desire.  You need to hire an expert.

It’s your choice; you can choose to accept a complimentary review of your investments or you can choose to do the same thing over again.